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Scenario: 20 hard declines — NSF on annual renewals, partial recovery

Sample report (fake data)

PayPipe

Billing platform · ~$12K MRR · 245 subs

Per year, if this keeps up

$0

$0 at risk this quarter · ~0.0% of MRR/month

MRR

$12,000

Quarterly leak

$0

Active subscriptions

245

Data through

Jun 1, 2026

What this means

What happened and what it's costing you

20 charges failed, but you got paid — retries worked or the customer updated their card.

Raw signals

These are the counts behind the summary — useful if you want to reconcile with Stripe.

Failed charge attempts

20

$979 declined — not all of this is lost

Money never recovered

$0

No success within 14 days (same payment or customer retry)

Cards expiring in 30 days

0

From your snapshot inputs

Canceled, no payment after

0

Customers who left and didn't pay again within 30 days

Billing events analyzed

35

Data from this quarter

Quarterly leak

$0

Sum of the four risk buckets above

Fictional business for demonstration — same math as a real Stripe upload.

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